• Camelbeard@lemmy.world
    10·
    2 days ago

    The best advice I heard in my 20s don’t spend your raise. If you can live of X and now you make Y, still live of X and put everything you don’t spend in a few ETFs. Don’t try to be smart en beat the market, don’t buy stocks, etc.

    Just 3 or 4 ETFs that cover the world. Or if you want to be smart read up on the permanent portfolio or all weather portfolio.

    You don’t need a more expensive car if your current car still works, you don’t need a new phone every 2 years, etc. Buy what can’t be fixed, don’t pay for upgrades that are not really going to improve your life.

    Also buy things that don’t expire (toiletpaper, dishwasher soap, etc) in bulk when the offer it really good.

    You don’t have to live as a bum but you can still make sure you don’t overspend.

  • explodicle@sh.itjust.worksEnglish
    14·
    3 days ago

    Narrator: It didn’t.

    The retweeters went on to live in an even more dystopian future where money still exists, but with no savings to endure a strike.

  • volvoxvsmarla @lemm.ee
    48·
    3 days ago

    In another screenshot I once read “my retirement plan is to die in the socialist revolution” and I think that’s exactly what I hope for

    • Agrivar@lemmy.world
      18·
      3 days ago

      That’s been my plan for years, but now it’s morphed into something more like, “my retirement plan is to die in the American underground fighting the local Nazis.”

    • ameancow@lemmy.worldEnglish
      12·
      3 days ago

      Honestly, true.

      We are indeed going to face massive, catastrophic changes to society broadly.

      But they will take place over such timespans that most people are just going to get used to things being shitty and the death-tolls from storms, flooding, starvation, forced-migration… it will just be more dull noise in the background for decades and decades.

      The “nothing ever happens” shitheads are in the middle of things happening, but our attention-spans have been so thoroughly eroded that people don’t think anything is real unless it literally shakes them out of their bed.

      • Nalivai@lemmy.world
        9·
        3 days ago

        I had a conversation with an older dude this May. It was +30°C in Germany and Germany doesn’t really do air conditioning. The older dude, while sweating bullets, was telling me that we don’t need to do air conditioning because we rarely have high temperatures.
        It was +30°C in May. It was +30°C in May for the last 10 years. I think that dude will die of heatsroke, and till his very end he will believe that nothing ever happens and things are exactly the same as they were when he was a child.

      • WoodScientist@sh.itjust.worksEnglish
        10·
        3 days ago

        People also have this idea that collapse is this overnight thing, like a zombie apocalypse. But while that does sometimes happen historically, a gradual degradation is much more common and realistic. What that actually looks like on the ground is just a general decline in the standard of living all around. In an advanced capitalist economy, we rarely have actual shortages, where the supply of goods simply runs out. Rather, whenever the supply of anything gets tight, the price soars until demand drops.

        As things degrade, everything’s just going to become ever more expensive. People used to eating beef will have to switch to chicken. Then they’ll switch to tofu. Eventually just rice and beans. And as prices rise, the world’s poorest, a few million at a time, will find that they can’t even afford rice and beans, and no one will be able to afford to give them food aid either.

        Housing will gradually become ever-more expensive. We have a finite capacity to construct housing. And as natural disasters destroy more and more homes and infrastructure, we have to spend more and more of that finite capacity just rebuilding what we’ve lost, rather than constructing new homes. This drives the cost up ever-higher. People switch from owning their home, to renting an apartment, to living with roommates, to abandoning the nuclear family entirely and living in large extended households again.

        This is what collapse actually looks like. Prices on everything slowly rise until we look around and realize that the global population has been cut in half by starvation and all but the riches survivors are living in penury.

  • BigDanishGuy@sh.itjust.works
    19·
    3 days ago

    65? 65?!? My expected retirement age is 7-goddamn-2 and considering that’s in the 2050s shit could happen to that plan in the meantime…

      • IceFoxX@lemmy.world
        10·
        3 days ago

        I don’t think you’ll find anyone with Trump’s “charisma” that quickly who would appeal to the MAGA crowd in the same way. Of course, I could be wrong about that.

          • EldritchFeminity@lemmy.blahaj.zone
            5·
            3 days ago

            His speech patterns and dialogue match up surprisingly well with Jim Jones of the famous Jonestown Massacre. Once somebody like that has a following, it doesn’t matter how crazy he gets, the diehard believers will literally die hard for the guy.

            The first campaign drew the cult together from a cult that was already there (a groomed voter base who will vote Republican no matter who) and the first term bonded them together against an enemy (everybody with common sense) while the Republican party and the entire media insulated them from how bad he is. There were some people who saw what he did and turned away - he got less votes this time around than he did last time, and that’s even with the questions of election interference that keep cropping up - but that just means that the people left are the crazies who would defend him even if he personally started shooting up schools.

            American politics is so screwed up that most people have little clue of what exactly happens in this country. A coworker of mine just the other day was effectively saying that daddy Trump had to hurt us because big-meanie Biden ruined the government deficit.

          • FauxLiving@lemmy.world
            2·
            3 days ago

            Because they were told that Trump would protect them against all of the bad things that Trump’s backers were blasting into their brains 24/7 via social media and partisan ‘news’ organizations.

            Ignorance and disinformation did way more work that Trump’s charisma which is, as you’ve said, lacking

        • MyBrainHurts@lemmy.caEnglish
          5·
          3 days ago

          There’s a part of me that agrees, trump has a wild hold on the maga crowd. Buuuuut I also have trouble thinking of something that would make it easier for some non trump to channel that same energy than an assassination.

          • IceFoxX@lemmy.world
            4·
            3 days ago

            I think there would be a civil war first and then a new system would be established if the USA didn’t splinter. It would initially be worse in terms of violence, but in the long term the fascism that Trump imposes will be more brutal. However, Russia, China, North Korea, etc. would take direct advantage of these circumstances. It’s all just absolute shit.

      • Uranus_Hz@lemm.eeEnglish
        7·
        3 days ago

        It would create a power vacuum, and the traditional constitutional democratic norms and processes have already been destroyed.

        So it would be a literal bloodbath.

        And it probably would not end well for America.

    • UnderpantsWeevil@lemmy.worldEnglish
      8·
      3 days ago

      It needs Just 1 bullet in trumps head… FCK America.

      I mean, sure, that would be nice.

      But the idea that Fascism is just one man using mind control powers on the rest of the country and if you get rid of that singular embodiment of evil the rest of the fascists will disappear in a puff of logic is… flawed.

      If Trump had eaten a bullet in 2024, JD Vance would be President right now and nothing would be meaningfully different. The rot is systemic. It isn’t even contained to the GOP. Go check out “Welcomefest” and the continued Liberalist campaign to transform the Democratic Party into a rebranded Dick Cheney style of neoconservatism by courting Silicon Valley goons who are on the fence about Trump.

      This doesn’t end with one guy going away. This doesn’t end with 100 guys going away. This ends when the top tier of mega-wealthy families no longer have an incentive to kill millions of people in order to maintain their elite positions.

      • IceFoxX@lemmy.world
        1·
        3 days ago

        I always forget to mention it, my mistake. Fascism is already established… the bullet in the head thing should have happened before he dismantled democracy. So preferably 2020 or directly 2016.

        • UnderpantsWeevil@lemmy.worldEnglish
          3·
          3 days ago

          The joke of '16 is that Hilary stood Trump up as a punching bag. She thought he’d be the easiest candidate to beat, while the GOP was trying to hand her Jeb Bush as an opponent.

          Trump could have been another Mike Huckabee or Ron Paul if Dems hadn’t deliberately promoted him.

          If you want to talk about someone who should have swallowed a bullet in 2016…

    • TimewornTraveler@lemm.ee
      6·
      3 days ago

      the next time you think getting rid of Trump will solve society’s problems, just remember that Trump Jr will most likely run for president at some point in your lifetime

  • mavu@discuss.tchncs.de
    5·
    2 days ago

    well… certainly not in so many words. but I definitely don’t expect to get that old.

    I’ll look pretty dumb if it should happen.